TRANSFER OF CREDIT BY PT BANK MANDIRI'S OUTSOURCING EMPLOYEES THAT DUE TO THE CRIME OF FRAUD

Lilik Septriyana
Abstract Views : 20 | PDF Downloads : 5

Abstract


The number of frauds has evolved with various forms, such fraud committed by bank employees. This study will focus on three legal issues, namely what is the mechanism for offering credit takeovers to customers at Bank Mandiri which in fact can be carried out by outsourcing personnel? What is the ratio legis for the Decision of PN Tanjungkarang Number 664/Pid.B/2017/PN.Tjk actions of outsourcing employees at PT Bank Mandiri? And how to build a security management system for Bank Mandiri against fraudulent attempts by outsourced employees? The research approach in this study is normative juridical approach and an empirical approach by using secondary data and primary data, and qualitative data analysis.

The results of the study is the factors of outsourcing employees of PT Bank Mandiri has authorized to offer credit take over to customers, because of social strata factor, economic factors and environmental factors. Judges' consideration of fraud by outsourced employees of PT Bank Mandiri in Decision Number 664/Pid.B/2017/PN.Tjk is based on evidence, witness statements, expert statements, indictments of the Public Prosecutor, elements of the Prosecutor's Indictment, as well as incriminating and mitigating matters. Ideal law enforcement against fraud by outsourced employees PT Bank Mandiri has the aim to punish outsourced employees so that they become a deterrent and not to repeat their actions later on and tend to improve the lives of many people.


Keywords


Policy; Takeover; Employees; Banks; Fraudulent; Outsourcing

Full Text:

PDF

References


Antonius. “PENEGAKAN HUKUM PIDANA TERHADAP WARGA MASYARAKAT YANG MELAKUKAN KEGIATAN TANPA IZIN DI BANDAR UDARA BERDASARKAN UNDANG-UNDANG NOMOR 1 TAHUN 2009 (STUDI DI BANDAR UDARA INTERNASIONAL SUPADIO KUBU RAYA)”, Jurnal Nestor Magister Hukum 4, no. 4, 2017: 1-36.

Budiastanti, Dhaniar Eka. “PERLINDUNGAN HUKUM TERHADAP KORBAN TINDAK PIDANA PENIPUAN MELALUI INTERNET”. Jurnal Cakrawala Hukum 8, no. 1, 2017: 22-32.

Budiyono. “PERAN BANK INDONESIA DALAM PENANGGULANGAN TINDAK PIDANA PERBANKAN”. Jurnal Dinamika Hukum 11, Edisi Khusus Februari, 2011: 113-122, DOI: 10.20884/1.jdh.2011.11.Edsus.268.

Eka Intan et al., “BEGAL ANAK; PEMENUHAN HAK DAN LEMBAGA PEMBINAAN KHUSUS ANAK KELAS II A BANDAR LAMPUNG FULFILLMENT OF THE RIGHTS OF THE CHILD IN THE CLASS II SPECIAL CHILD COACHING INSTITUTION IN BANDAR LAMPUNG,” Cepalo 2, no. 2, 2018: 45–84, 78, DOI: 10.25041/cepalo.v2no2.1764.

Harefa, Safaruddin. “PENEGAKAN HUKUM TERHADAP TINDAK PIDANA DI INDONESIA MELAUI HUKUM PIDANA POSITIF DAN HUKUM PIDANA ISLAM”, UBELAJ 4, no. 1, 2019: 35-58, DOI: 10.33369/ubelaj.4.1.35-58.

Isnantiana, Nur Iftitah. “LEGAL REASONING HAKIM DALAM PENGAMBILAN PUTUSAN PERKARA DI PENGADILAN”. Islamidina Jurnal Pemikiran Islam 18, no. 2, 2017: 41-56, DOI: 10.30595/islamadina.v18i2.1920.

Mulyadi, Dudung. “UNSUR-UNSUR PENIPUAN DALAM PASAL 378 KUHP DIKAITKAN DENGAN JUAL BELI TANAH”. Jurnal Ilmiah Galuh Justisi 5, no. 2, 2017: 206-223, DOI: 10.25157/jigj.v5i2.798.

Mulyadi, Lilik. Putusan Hakim Dalam Hukum Acara Pidana. Bandung: Citra Aditya Bakti, 2006.

Putra, Yudik., Swardhana, Gede Made, Swardhana., Wirasila, A. A Ngurah. “TINJAUAN YURIDIS TERHADAP PERTANGGUNGJAWABAN PIDANA PELAKU TINDAK PIDANA PENIPUAN JUAL BELI MELALUI ONLINE”, Kertha Wicara 5, no. 5, 2017: 1-12.

Rahmad, Noor. “KAJIAN HUKUM TERHADAP TINDAK PIDANA PENIPUAN SECARA ONLINE”. J-HES Jurnal Hukum Ekonomi Syariah 3, no. 2, 2019: 103-117, DOI: 10.26618/j-hes.v3i2.2419.

Rahmanto, Tony Yuri. “PENEGAKAN HUKUM TERHADAP TINDAK PIDANA PENIPUAN BERBASIS TRANSAKSI ELEKTRONIK”. Jurnal Penelitian Hukum De Jure 19, no. 1, 2019: 31-52, DOI: 10.30641/dejure.2019.V19.31-52.

Ramelan, Yudha. “PENERAPAN SAKSI PIDANA KORPORASI PADA BANK DAN IMPLIKASINYA”. Masalah-Masalah Hukum 48, no. 1, 2019: 862-882, DOI: 10.21143/jhp.vol48.no4.1806.

Ratnawati, Theresia Endang. “PENANGGULANGAN TINDAK PIDANA PENIPUAN TERKAIT DENGAN TRANSAKSI TRANSFER DANA PADA SEKTOR PERBANKAN”, Wacana Hukum Jurnal Fakultas Hukum Universitas Slamet Riyadi 11, no. 1, 2011: 1-10, DOI: 10.33061/1.jwh.2012.11.1.725.

Situru, M. Rizal. “PERTANGGUNGJAWABAN PIDANA ATAS TINDAKAN PEGAWAI BANK YANG MELANGGAR SISTEM PROSEDUR BANK DAN MENGAKIBATKAN TERJADINYA SUATU TINDAK PIDANA DI BIDANG PERBANKAN”. Jurnal Keguruan dan Ilmu Pendidikan 3, no. 1, 2014: 501-518.

Soraya, Pratywi Precilia. “PENCEGAHAN DAN PEMBERANTASAN KEJAHATAN PERBANKAN MELALUI SARANA PENGAWASAN”. Lex Crimen 2, no. 2, 2013: 87-97.

Supaijo. “PENEGAKAN HUKUM PIDANA DALAM KEJAHATAN PERBANKAN”. ASAS 2, no. 1, 2010: 86-99, DOI: 10.24042/asas.v2i1.1623.

Tallesang, Sonda. “DASAR PERTIMBANGAN HAKIM DALAM PENJATUHAN PUTUSAN PIDANA BERSYARAT SEBAGAI ALTERNATIF PIDANA PENJARA (STUDI DI PENGADILAN NEGERI MALANG)”. Jurnal Hukum Universitas Brawijaya, Edisi April, 2014: 1-20.

Yulita, Beta Pandu. “PENEGAKAN HUKUM PIDANA DALAM PERLINDUNGAN KONSUMEN MUSLIM DARI PRODUK MAKANAN YANG TIDAK HALAL DI KOTA PEKANBARU”. JOM Fakultas Hukum 3, no. 2, 2016: 1-15.

Arief, Barda Nawawi. Kebijakan Hukum Pidana. Bandung: Citra Aditya Bakti, 2002.

Surayin. Kamus Umum Bahasa Indonesia. Bandung: Yrama Widya, 2007.

Syani, Abdul. Sosiologi Kriminalitas. Bandung. Remaja Jaya, 1987.




DOI: https://doi.org/10.25041/iplr.v1i2.2056

Refbacks

  • There are currently no refbacks.